A USD account for international founders.
Get paid by US clients and platforms. No US address or incorporation needed. Open an account in 2 minutes from 100+ countries.
Everything you need, in one app
Your own US bank details
Personal account and routing number in your name — not a shared pool.
Get paid with a link
Share a payment link with your bank details — paid by ACH or wire.
Withdraw in your local currency
Cash out via PIX, SPEI, SEPA, or Faster Payments.
Get paid by US platforms
Amazon, Upwork, TikTok, Fiverr — straight to your USD account.
Hold USD and yield on idle balances
Make ACH and wire transfers
Transparent FX conversions, no hidden spreads
Get paid by US clients, platforms, and employers
Earn more, pay less
Most non-US accounts pay nothing on dollar balances and charge a premium on transfers. Parsek pays yield and moves money for a fraction of the cost.
| Provider | Available for | You control your funds | USD Yield | Cost on $1K transfer | Local transfers | Stablecoin payments |
|---|---|---|---|---|---|---|
Parsek Individuals + businesses · 101 countries Transfer: $8 | Individuals + businesses 101 countries | 3.8–4.5% APY | $8 | |||
Mercury Businesses only · US-incorp required Transfer: $15–25 | Businesses only US-incorp required | Closed 17 countries in 2024 | 3.6–3.8% APY | $15–25 | USDC deposits only | |
Wise Individuals + businesses · 70 countries Limited countries Transfer: $13–18 | Individuals + businesses 70 countries | Rotates account numbers | ~2.4% APY | $13–18 | ||
Payoneer Individuals + businesses · 190+ countries Transfer: $45 | Individuals + businesses 190+ countries | Account freezes common | 0% | $45 | ||
Revolut Individuals + businesses · 40+ countries Paid plans only Transfer: $10–15 · Local rails: Limited | Individuals + businesses 40+ countries | Account freezes common | 0% | $10–15 | Limited |
Cost on $1K international transfer, all-in (FX included). Typical for major corridors.
Trusted by businesses of all sizes
Individuals
Freelancers, creators, and remote workers getting paid by US clients and platforms.
Startups
Early-stage teams operating across borders without a US entity.
Mid-size companies
Scaling operations with cross-border payroll and vendor payments.
Stablecoins move money across borders in seconds, for fractions of a cent — over $33 trillion settled in 2025. Parsek puts that infrastructure in your pocket.
Sign up in under two minutes.
Set up Face ID or a passkey and you’re in. Start receiving USD from clients and platforms — no US address or incorporation needed.
